Financial Coach vs Financial Advisor

What is the difference between a Financial Coach and a Financial Advisor? The Financial Coach comes before, during, and after your need for the Financial Advisor.  The coach focuses on education, growth, decision making, managing money, budgeting, getting out of debt, planning, and, giving.  The Financial Advisor invests the money you already have.  The coach helps you get the money/positive cash flow to begin with.  The Financial Advisor focuses on the numbers, the portfolio.  The coach focuses on the behavior behind the money. 


Keys factors necessary before working with a Financial Advisor is to be OUT-OF-DEBT and to have 3-6 months in an EMERGENCY FUND saved.  The Financial Coach will help you to get out-of-debt, budget, and save so you can work with a Financial Advisor to build wealth and give!


  • Encourages 

  • Understands the situation

  • Provides information 

  • Injects hope

Reider Financial Coaching is a company of The PJR Consulting Firm

Call 630-362-0810

The logo -  3 gears or cogwheels signifies a working relationship.  A connection occurs among the gears to create action.  Together, the geared devices can change speed and direction.  The logo signifies the dynamic of our coaching relationship.

Patricia Reider has completed Ramsey Solutions Financial Coach Master Training.  Completion of Ramsey Solutions Financial Coach Master Training does not create an employment or agency relationship with Ramsey Solutions or its affiliates.  It does not constitute a license or credentials to engage in legal, tax, accounting, investment, or other professional services.  Completing the Certified  Financial Coach Master Training (FCMT) does not constitute an endorsement or recommendation by Dave Ramsey.   Upon completion of FCMT,  Ms. Reider is a Ramsey Preferred Coach.  

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